Insurance Services
Plan and prepare for the unexpected
Financial Consulting
Review money strategies for your season of life
Retirement Planning
Create a reliable retirement income you won’t outlive
Legacy Planning
Secure a financial legacy to build generational wealth or to benefit your favorite charities
Insurance Basics
Protection for You and Your Family
Life insurance can help us weather unexpected and the “what if” events with minimal disruption to our families and our lifestyles. It can provide for loved ones at the time of our death. It also is an integral part of any solid financial plan.
Insurance Plus
Living Benefits
Did you know that some life insurance policies also have “living” benefits? These benefits offer protection and peace of mind for your financial well being today and in the future.
Grow
Cash Accumulation
- Money in your policy enjoys uninterrupted compounding
- Puts you in control of your money
- Interest grows tax deferred or tax advantaged
Protect
Avoid Risk of Losing Principal
- Funds in your policy are protected from market corrections and downturns
- Year to year gains are “locked in”
- Unlike assets in the market, your balance does not go negative
Access
Flexibility to Use the Cash in Your Policy
- For whatever you need, at any age
- Funds remain liquid and continue to grow
- Puts you in control of your money
- Use to pay for
• Cars
• College
• Down payments on homes
• Home Remodels
• Weddings
• Vacations
Generate
Retirement Income Stream — Tax Advantaged
- Policies can also be used to generate retirement income for life – tax free
- Supplement your other retirement sources (Social Security, pension, property, 401K and IRAs.)
- Have peace of mind knowing you will not outlive your money
Secure
Medical and Long Term Care Resources
- Plan against the #1 reason seniors go bankrupt
- Accelerated benefits provide for long term care and critical care without having to liquidate other assets
- Prevent decades of saving and sacrificing from evaporating due to medical costs
Preserve
Minimize The Tax Surprise
- Make sure your 401K and retirement savings have accounted for taxes, which can be 1/3 of your qualified plan balances
- Explore options to reduce tax obligations so they don’t become an unplanned burden
You Work Hard For Your Money
Protect It Against Events That Can Impact Your Future Lifestyle
Complimentary Resource
A New Way of Thinking to Protect and Control Your Money
You Will Find Out How To…
- Protect Your Savings
- Optimize the Returns on Your Money
- Finance Purchases While Potentially Earning Interest
- Build a Nest Egg Tax Deferred, with Income Tax Free Access
Click below to access a free e-book My Family Financial Miracle by my colleague Merle Gilley.